Saddle River Valley Bank offers you choice and convenience in personal checking with a selection of account options designed to meet all your needs. No matter which account you choose, you'll enjoy on-line banking, bill pay, a Visa® Check/Debit Card or a “Money Pass” ATM Card.
Step-Above Checking
Our flagship checking account offers interest step-ups based upon the average daily balance for the monthly statement cycle. This account consolidates the features of a checking account with the ability to earn interest. Enjoy unlimited check writing with no per check charges and also get your initial set of personalized checks free. Consumers may apply for an overdraft line of credit from our Consumer Lending Department. Applications are available from customer service upon request. Overdraft lines of credit are subject to the bank’s credit underwriting guidelines.
Features
Step Above Checking
Opening Deposit
1.00
Interest Bearing
Yes
See Current Rates section for interest rates and
Annual Percetage Yield.
ATM Access
Yes
Check Writing
Unlimited
Branch Transactions
Free and Unlimited
SRVB Online Banking with Billpay
Yes
FDIC Insured
Yes, up to the legal limit
Maintenance Fees
If the average daily balance for the monthly statement cycle falls below
$5000 a $12 maintenance fee will be charged.
Standard Choice Checking
Standard Choice Checking is checking with unlimited check writing, no per check charges, no minimum balance requirements, and a free initial set of personalized checks. Consumers may apply for an overdraft line of credit from our Consumer Lending Department. Applications are available from customer service upon request. Overdraft lines of credit are subject to the bank’s credit underwriting guidelines.
Features
Standard Choice Checking
Opening Deposit
1.00
Interest Bearing
No
ATM Access
Yes
Check Writing
Unlimited
Branch Transactions
Free and Unlimited
SRVB Online Banking with Billpay
Yes
FDIC Insured
Yes, up to the legal limit
Maintenance Fees
No monthly maintenance fees
Golden Age Checking
This account is designed for customers 50 years of age or over. Enjoy all the benefits of our Standard Choice Checking in addition to earning interest on your balances. Free money orders are available to customers who utilize direct deposit of paychecks or Social Security checks.
Features
Golden Age Checking
Opening Deposit
1.00
Limited To:
Customers who are 50 years of age or older
Interest Bearing
Yes
See Current Rates section for interest rates and
Annual Percetage Yield.
